Which of the following is an example of a run-on sentence?
Trying to effectively determine how much you owe after securing a new credit line can be difficult, which is why understanding interest rates is such an important part of using credit.
Never using your name on legal documents to avoid getting into any legal scrapes is problematic at best, may even be outright dangerous, no matter how careful you might think you are being.
Never using your name on legal documents may seem like a good idea, but it is neither legal nor safe, and can result in a hefty amount of legal trouble.
You might think you are being careful, but not using your name on any legal documents in order to avoid suspicion is unwise at best, and illegal at worst.
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