Test Prep Blog for the Real Estate License Exam

The Mortgage Loan Process

The mortgage loan process can be daunting for individuals who have never gone through it before. However, if you are considering purchasing a home and securing a mortgage, it is a good idea to have a basic understanding of how the process works. There are three phases of the mortgage process: pr...
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All About Zoning Regulations

What Is a Zoning Regulation? Zoning laws, or zoning ordinances, regulate the use of land and the structures placed upon it. They dictate lot sizes, what kinds of structures can be built or replaced, where they can be located, and whether or not an existing building can be rezoned for a different ...
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Environmental Concerns in Real Estate

When purchasing or selling real estate, you must be aware of some common environmental issues that may have an impact on the transaction. Certain environmental factors or conditions can decrease the value of real estate substantially. Furthermore, state and federal laws generally protect individ...
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Truth in Lending

The phrase truth in lending is frequently heard during real estate financing, but it also applies to other types of credit. Its full meaning may not be clear to everyone, particularly with regard to all applications and how it is enforced. What It Is Truth in lending is required by the Truth i...
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Fair Housing Laws for Consumers

Purchasing a home can be one of the biggest decisions individuals make in their lives. Since the process isn’t routine for most people, it can be filled with uncertainty every step of the way. One thing consumers should keep in mind during their search for and purchase of a new home is that Fair...
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Recent Posts

The Mortgage Loan Process

The mortgage loan process can be daunting for individuals who have neve

All About Zoning Regulations

What Is a Zoning Regulation? Zoning laws, or zoning ordinances, regulat

Environmental Concerns in Real Estate

When purchasing or selling real estate, you must be aware of some commo